ALFINBC1Peru marketRUC 20517476405Banks· BANCOS
FAIR VALUE (BLENDED)
S/ 0.19
CURRENT PRICE
S/ 0.15
Computed today from SMV filings
Heads up — the last trade was ~3 months ago (Apr 11, 2026). This share is thinly traded, so the verdict is anchored on an old price; treat it with caution.
Still below fair value — you own a discount; the discipline says hold.
Sell guidance from the valuation — not financial advice. The call is yours.
Plain-language read on what each number means — and which to trust for this company.
Banks are valued differently — on book value (the owners’ money inside the bank) and the return they earn on it, not on cash flow. The four methods below reflect that.
ALFIN BANCO S.A. is losing money right now, so the earnings-based methods don't apply. What's left is a book-value floor — useful as a downside anchor, but treat this as low-confidence: a bank's worth is ultimately its ability to earn on that book.
N/A — this bank is losing money, so a return-on-equity multiple is meaningless
Shown for context — not counted in the blended fair value (return on equity is thin, erratic, or negative).
S/ 0.20
N/A — this bank is losing money, so an earnings multiple is meaningless
Shown for context — not counted in the blended fair value (no positive earnings to multiply).
S/ 0.17
Filing dates from SEC EDGAR. Earnings & ex-dividend dates from Yahoo Finance (best-effort).
Figures from SEC Form 10-K filings (EDGAR). Industry cost-of-capital and multiples from Damodaran / NYU Stern. Computed Jul 21, 2026.